About Us
We have over 25 years experience in Financial Services and we pride ourselves on a refreshingly open, friendly and professional approach to mortgages and associated products. Our business has grown through referrals and introductions which highlights the fact we place the emphasis on customer satisfaction and service.
Peter Lloyd Mortgages are here to support you through-out the home buying process and take the stress off your shoulders. We aim to provide you with high quality mortgage advice in plain and simple English. We believe strongly in providing you with a professional yet personal and friendly service.
We also have mortgage facilities for properties of non-standard construction, from concrete to timber and lenders who specialise in eco-friendly properties.
An area of contentious mortgage lending that has been debated over the years is lifetime mortgages*. If you are aged 60 plus and are considering a lifetime mortgage*, please contact us and we will refer you to a suitably qualified adviser.
Another area of lending that has changed dramatically over the past few years is Buy to Let Mortgages. The growth of this type of property ownership has been tremendous. This in turn has forced lenders into offering more flexible and varied schemes. Whether you have one property or ten it would pay you to talk to us. We could point out the pitfalls and find you the most suitable scheme, whether you are an individual, partnership or limited company.
Nurses, Doctors, Dentists and NHS staff have often struggled to find a suitable mortgage. We have access to a number of schemes that are 'flexible' on their requirements. Over the years we have helped a large number of Health Service staff find the right deal. We also have access to a number of lenders who will consider NHS staff on short term contracts and Foreign Nationals with work permits.
Thinking of buying abroad? There are many pitfalls and many ways of raising the funds. We have access to specialist advice and we can advise on the most effective method of funding.
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*Lifetime Mortgages - This is a lifetime mortgage. To understand the features and risks please ask for a personalised illustration. Please note that we do not provide advice on Lifetime mortgages, we pass this business onto another firm.
Buy to Let Mortgages & Overseas Mortgages - These are not regulated by the Financial Services Authority. An additional fee may be payable for these service.
Property Buying Abroad - Changes in the exchange rate may increase the sterling equivalent of your debt.